Dave Carty
Ivy Realty, Inc.

Salem, Virginia
Real Estate Agent
540-314-5909
Contact Me

Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

Dave Carty
Ivy Realty, Inc.
P. O. Box 1525 
Salem, VA 24153 
(540) 293-9213 Office 
(540) 314-5909 Direct 
Contact Me

Let Dave Make Your Next Move Easier.
Providing a superior level of informed, professional real estate services to buyers and sellers in the Roanoke area.

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Dave was extremely helpful with the home buying process. I recommend him for his five star service! Henry Mack
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